📈 Q1 FY26 Financial Performance
Net Profit jumped 21% YoY to ₹583 crore (₹483 cr in Q1 FY25)
Total Revenue (from operations) rose 18% YoY to ₹2,616 crore (₹2,209 cr)
Net Interest Income (NII) surged 33% YoY to ₹887 crore (₹665 cr)
🏦 Balance Sheet & Asset Quality
Assets Under Management (AUM) grew 24% YoY to ₹1.204 lakh crore (₹97,071 cr)
Loan Losses & Provisions rose to ₹41 cr (from ₹10 cr)
Asset Quality remained strong:
Gross NPA: 0.30% (vs 0.28%)
Net NPA: 0.13% (vs 0.11%)
⚙️ Operating Metrics
Operating Expenses: ₹1,862 cr, up ~18% YoY and ~4% QoQ
Capital Adequacy Ratio (CAR): Strong at 26.94%
🔍 Summary
Bajaj Housing delivered a robust quarter with healthy profit growth, strong asset expansion, and well-controlled NPAs. The surge in NII reflects effective interest rate management, while operating costs and provisions saw manageable increases. Overall, the financials indicate a stable and upward business trajectory.